Personal Injury Lawyers
Tampa, Florida

Dealing with the Insurance Company After a Car Accident

Tampa personal injury lawyer Armando Edmiston discusses what to expect

After you’re involved in a car accident you are required to notify your insurance company. When communicating with the insurance company, it’s critical that you stick to just the facts of what happened and not go into too much detail. This is an important step in the process of filing an insurance claim. Anything else you say could be misinterpreted and used against you to challenge or deny your claim. If the insurance company presses you for additional information or wants you to give a recorded statement, you are under no obligation to do so before you consult with an attorney.

If someone else’s insurance company or lawyer contacts you to talk about the crash, do not respond without first talking to an attorney. Insurance adjusters have a reputation for acting friendly over the phone so that they can get the information they want from you. Many of them are just looking for you to say something that might reduce the insurance company’s liability and weaken your claim.

Even if an insurance company makes you an offer to settle your claim, you should use caution. That’s because insurance companies are infamous for making lowball settlement offers masked as quick cash. While accepting a fast payout may be tempting, keep in mind that the insurance company’s offer may not pay for all your accident-related expenses once you uncover the true cost of your crash. You also have the right to request more money when it comes time for settlement negotiations.

Whether you need help with a PIP claim or you’re having trouble getting appropriate compensation from the insurance company, hiring a lawyer to advocate for you and protect your legal rights is something you may want to consider.

At Armando Personal Injury Law in Tampa, we can take control of your claim right from the start. Founding attorney Armando Edmiston isn’t afraid to go toe-to-toe with the insurance company to get you the compensation you need and deserve. That’s because he treats your problems like they’re his problems and considers all of his clients like family.

What does it mean for Florida to be a no-fault insurance state?

Since Florida follows a no-fault car insurance system, it means you use your own insurance policy to pay for any losses you sustain in a car accident – regardless of who’s at fault.

In Florida, you are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage to pay for any injuries you sustain in a crash. If you have a severe injury that exceeds the value of your PIP policy, you may want to consider filing a personal injury lawsuit with help from an experienced car accident lawyer to get full compensation for your damages.

Let our Tampa law firm handle your insurance claim

Your expenses may exceed your car insurance and PIP policy limits. How are you supposed to pay for all these expenses and still make ends meet? Let our law firm maximize the value of your claim. Attorney Armando Edmiston has the knowledge and experience to deal with the insurance company and will fight to get you the highest payout possible. Contact us today to schedule your free case evaluation and see what our law firm can do for you.

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