Personal Injury Lawyers
Tampa, Florida

Dealing with the insurance company after a car accident

Tampa personal injury lawyer Armando Edmiston discusses what to expect

After you’ve been injured in a crash, Tampa car accident lawyer Armando Edmiston can take control of your claim and go toe-to-toe with the insurance company to get you the compensation you deserve. Armando Personal Injury Law has recovered millions for clients in Tampa and throughout Florida. Find out how an experienced Tampa car accident attorney can help you. Contact us today for your free case evaluation.

Once you’re involved in a car accident, you are required to notify your insurance company that you were in a crash. When communicating with the insurance company, it’s critical that you just stick to the facts of what happened and not go into any other details. Anything else you say could be misinterpreted or taken out of context and used against you to challenge or deny your claim. If the insurance company wants other information from you or for you to give a recorded statement, politely decline and refer them to your attorney. It’s crucial to protect your rights.

If someone else’s insurance company or lawyer contacts you to talk about the crash, do not respond without first talking to your attorney. Insurance adjusters have a reputation for acting friendly over the phone so that they can get the information they want from you – but you can typically assume they’re just looking for you to say something that might reduce the insurance company’s liability and weaken your claim.

Even if an insurance company makes you an offer to settle your claim, you should use caution. That’s because insurance companies are infamous for making lowball settlement offers masked as quick cash. While accepting a fast payout may be tempting, keep in mind that the insurance company’s offer may not pay for all your accident-related expenses once you uncover the true cost of your crash. Remember, you are allowed to ask for more money when it comes time for settlement negotiations with the insurance company. 

What does it mean for Florida to be a no-fault insurance state?

Since Florida follows a no-fault car insurance system, it means you use your own insurance policy to pay for any losses you sustain in a car accident – regardless of who’s at fault.

In Florida, you are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage to pay for any injuries you sustain in a crash. If you have a severe injury that exceeds the value of your PIP policy, you may want to consider filing a personal injury lawsuit with help from an experienced car accident lawyer to get full compensation for your damages.

Let a Tampa car accident lawyer handle your claim

Getting into an accident is stressful enough, but when you’re injured, it can make things even more overwhelming. As if that weren’t enough, the insurance company may question the severity of your injuries or claim you had a pre-existing condition. Your expenses may exceed your car insurance and PIP policy limits. How are you supposed to pay for all these expenses and still make ends meet?

Let our law firm maximize the value of your claim. Tampa car accident lawyer Armando Edmiston has the knowledge and experience to deal with the insurance company and will fight to get you the highest payout possible. If push comes to shove and they won’t cooperate, we’re also willing to go the extra mile and aggressively advocate for your best interests in court. That’s because at Armando Personal Injury Law, our clients are family and we view your problems like our problems.

Best of all, we represent our clients on a contingency fee basis. That means you don’t have to pay us anything unless we win. See what an experienced Tampa car accident attorney can do for you. Contact us today for your free case evaluation.

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